Pricing
Priced for real people.
Not Wall Street.
Pay only when you transact. No monthly fees, no minimums.
Always know exactly what you'll pay before you start.
Side by side
The same transaction. Very different costs.
Example: $500 transaction, buyer pays with credit card.
Buyer fee on a $500 transaction
+ Seller pays: $1.99 flat fee to publish the transaction
Total cost for the same $500 transaction
PeerSettle is significantly cheaper — with no minimum transaction fee and no credit card surcharges.
Calculator
Know exactly what you'll pay.
Full breakdown
Complete fee table.
The buyer pays a processing fee on top of the agreed price. Batch 1 founding members lock in a permanent 0.5% discount on every transaction — for life. The seller pays $1.99 flat to publish.
| Transaction amount | Standard rate | Batch 1 rate ★ | Seller fee |
|---|---|---|---|
| $0 – $100 | 4.4% | 3.9% | $1.99 flat |
| $100.01 – $500 | 4.2% | 3.7% | $1.99 flat |
| $500.01 – $1,000 | 4.0% | 3.5% | $1.99 flat |
| $1,000.01+ | 3.8% | 3.3% | $1.99 flat |
★ Batch 1 founding members save 0.5% on every transaction — permanently, with at least 1 transaction per semester.
No monthly fees
Pay only when you transact
No minimums
Even a $20 deal is protected
Batch 1 saves 0.5% for life
Tester discount applied to every transaction, forever
Dispute process
If something goes wrong.
The arbitration deposit is optional and independent for each party. A $2 deposit at transaction time covers the arbitration service if you ever need to dispute.
With Arbitration Deposit
Paid at the time of the transaction
one-time deposit · covers the $20 arbitration fee
- ✓ Already covered if you open a dispute later
- ✓ No additional payment required at dispute time
- ✓ Both parties decide independently
- ✓ $2 deposit is not refunded
Without Arbitration Deposit
If you need to open a dispute later
paid when opening the dispute · not refunded
- · Pay $20 when you choose to open a dispute
- · Same arbitration process and timeline
- · Same final and binding outcome
How a dispute works
Neither the $2 arbitration deposit nor the $20 arbitration fee is refunded under any circumstance
Submit your evidence: photos, tracking, the agreed contract
PeerSettle team reviews both sides within 5 business days
Decision is final and binding for both parties
Either party can file independently (e.g. buyer returns item → seller disputes the return condition)
Batch 1 members get two permanent discounts.
$0 seller fee
Standard is $1.99 per listing. Batch 1 pays $0 — permanently, with at least 1 tx/semester.
−0.5% on every purchase
Standard processing rates apply to everyone. Batch 1 gets 0.5% off every transaction they make as buyers — forever.